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Dirt bikes are generally not legal on roads. When it comes to riding off-road, most states do not demand an operator’s license or even liability insurance. About half of the states have age restrictions on the riders.
Some require adult supervision of minors while others need a rider training certificate for minors. Dirt bike registration and titling regulations vary between states. Almost all states have instituted sound restrictions, and for a good reason, as loud noises can be annoying for people close to riding areas. Depending on your locality, spark arrestors may be necessary.
Many state-operated Off-Highway Vehicle (OHV) riding regions need a yearly sticker or daily access fees to use the trails. Most racing organizations require riders to acquire membership from the event’s sanctioning association.
The American Motorcyclist Association is among these organizations, and it lobbies for the right to maintain the riding areas open and accessible.
If you intend to connect trails with roads while using a dual-sport bike, you will require a street bike license for the paved parts between trailheads. Even if your state does not necessitate you to undergo a course, it is advisable to take one.
Some localities have dirt bike rentals coupled with driving education. It is good practice to get oriented on the fundamentals of the sport not only for safety but also to enjoy dirt riding to the maximum.
Do You Need to Register Dirt Bikes?
The necessity to register your dirt bike will depend on where you live and if you intend to use the bike on public roads.
If you want to take it to the road, it must be registered and should meet specific requirements set out by your state. It is therefore advisable to evaluate the off-road regulations of the state you live in.
Is Insurance Mandatory for Dirt Bikes?
A dirt bike is quite different from a motorcycle, and a motorcycle insurance policy is therefore not suitable. Since most states do not need dirt bikes to be registered, they have no requirements for dirt bike insurance as well. If you have one that is fashioned for both dirt roads and highways, however, it is regarded and a motorcycle and needs insurance.
As much as dirt bikes are fun to ride, they are also quite dangerous to riders due to the nature of off-road terrains. It is wise to seek some insurance coverage as a measure of protection.
Dirt bike insurance is quite similar to auto-coverage but in lower limits. A liability policy is affordable and it covers both property damage and bodily injury of the other party should you get into a crash.
To expand the scope of the liability policy, you can get medical coverage to cover yourself and a passenger. Your medical policy may not be applicable if it does not extend to dangerous ventures.
A comprehensive policy can cover theft and peril. Your homeowner’s policy does not cover your dirt bike if it is stolen from your garage or gets damaged from a fire.
You can opt to cover any customization you will make on your bike such that you get compensated for any accessories or functions you added yourself. Standard policies rarely compensate for accidents during a competition which is why you should consider a motocross policy.
Consider the companies you use for other policies like auto and homeowners as they may offer discounts if you bundle insurance services. Most companies even offer discounts if you complete a safety course and install anti-theft features like a GPS locator.
Is it Legal to Drive Dirt Bikes on Public Roads?
Most of the laws that govern what is street legal have been formulated at the federal level and are enforced by states and local authorities. Every state can additionally mandate its own regulations which is why you need to get acquainted with state and federal laws.
The US government has “The Federal Minimum Requirement” detailing the necessary requirements for on-road motorcycles. You can thankfully make your dirt bike street legal by adding several functions including:
- Headlight – A functional headlight has the capability of switching between high and low beams and is required in all states. It must additionally be DOT approved to be acceptable. The application of the low/high switching ability apparently varies in some localities, and it has caused some confusion in dirt-riding communities. Having the high beam capability is however a good idea for safety. It does not have to be powered by a battery, but you can hook it up on the rear brake. The switch needs to be easily reachable, and the high beam indicator should be visible from the seated position of the rider.
- Brake Light – A tail light with brake light capability that runs from a mounted battery should be present and approved by the DOT. It is required in all states for a dirt bike to be considered street legal. The battery should be able to energize the brake light for 20 minutes at minimum. This function has been made easier by LEDs with their limited power draw. The tail light should be on at any moment that the bike is running. There should be an additional switch at the brake pedal as well the handlebar level which activates the brake light when utilizing the brakes.
- Turn Signals – Turn indicators are optional in some states while some localities need them to be installed front and rear and to function well. In the states that necessitate them, they are guidelines about where they should be placed in relation to the headlight and the tail light. The switch for the signals should be positioned on the left-hand grip and visible from the position of the rider. They should additionally be DOT-approved.
- Tires and Wheels – The tires you will need to make your bike street legal will be governed by the uses which you intend for your upgraded vehicle. If you want a dual-sport bike, the stock wheels or a set of similar size will suffice as long as you spoon DOT-approved tires on them. You will need to upgrade the whole system plus the braking function if you want a supermoto-style bike. Common accessories used to achieve this style include Dot-approved tires, sport bike sized wheels, and large disc rotors.
- Horn – Including a horn is an easy but necessary addition. Some states require it to be electric although one that needs to be squeezed is enough in some localities. For safety purposes, you need a horn that makes enough noise which is why an electric one is more advisable than the manual one.
- Rear-view Mirrors – You will need at least one rearview mirror or two depending on your jurisdiction. The challenging step is figuring out how to position them to get the best view.
- License Plate Bracket – Once your bike has been titled, you will need to display a license plate before venturing on the road. The bracket becomes important in ensuring the registration plate is visible. Many states have formulated their own laws on the display of the license plate, and you need to consult the DMV to ensure it is placed in a legal manner.
- Speedometer – Just a few states have a speedometer requirement but being aware of your bike’s speed can be important. It is good practice to have a function of determining distance and speed. Speedometers are fairly easy to install, and many GPS units have this functionality.
- Gearing – Another important function is gearing although there are no legal regulations. Off-road bikes are often designed for lower speeds than street bikes, and it will need a change in its gear ratios.
- Kickstand – A functioning kickstand is not a federal requirement, but it is a functional component for a bike that will be used on public streets.
An easy way of completing the upgrade is by purchasing a package with most of the accessories above in one kit. Most kits will include all the mandated products and other supplementary ones without the tires.
Always compare the items in the kit against the state and federal requirements. The local DMV is a resourceful place to research on everything that you will need.
You can opt to upgrade the bike by yourself or seek the services of a licensed mechanic. Some states will need the signatures of a mechanic on some modifications.
Riding a dirt bike on public streets is generally illegal, and you should stick to trails designated for off-road riding. Most of the states do not need a rider to have liability insurance or an operator license.
The laws accommodate the safety of minors by requiring adult supervision and a rider training requirement. When it comes to registration and titling, different states typically have their own requirements.
You can work around the legal requirements of motorcycles by upgrading your dirt bike to be street legal. This process is, however, becoming more and more challenging states as regulations are streamlined.
The high barriers make the process more costly and the parts rarer to find. The DMV may not even approve your bike even if your paperwork is in order and meets all safety regulations. You should only initiate this process if you are fully committed to making the bike street legal since the process can be bureaucratic and time-consuming.